I lost my dad when i was doing my Engineering 2nd year and I was forced to discontinue my engineering degree course as it required lots of money. I wanted to make my brothers continue their education. Also I wanted to be successful and rich in future.

From then on I cultivated the below mentioned small habits, which resulted in saving lots of money that was used for my family in a better way.

• No Smoking,

• No Drinking,

• Not treating Girl Friends nor Dating,

• No Weekend treats with friends,

• Little amount spent on movies in malls,

• Daily waking up in the morning 5:30 AM

• Daily meditation for 30 mins for developing self confidence and living healthy and daily 15 mins of physical exercise.

• Less spend on medical expenses till now due to healthy body and mind

• Saving 30% of income (starting from 1st salary till now )

• Using Debit cards to ensure i spend within my limits (Not used Credit cards in my life time)

• Cultivated habit of not comparing my selves with any other person

• Intelligently investing in SIP and Shares

• Planned for multiple source of income

Benefits & result (after 17 years)

• Improved concentration and self confidence with 100% focus and involvement in what ever i do.

• Educated my 1st younger brother as a Scientist. Now he is a senior scientist in Seoul.

• Educated my 2nd younger brother as a
  Doctor and he is in ABUDHABI now.

• Owning a house of Rs 1 cr without any debt (EMI is completed in 8 yrs as I paid my Variable CTC as pre-closure amount every year )

• Providing better education to my kids.

• Finally planning to book Audi Q7 - my dream car.

Note:

I recently cultivated a habit of reducing the time spent on social networking websites such as Face book and twitter and reduced time to respond what’s app messages to groups. I used to spend an average of 3 hrs a day earlier and now i spend only 20–35 mins a day.

Results :

I am spending the time with my kids by teaching them. Now i geared up for my first kid’s exams starting next month and spend (invest ) time there.

I have already wrote an answer similar to this question earlier