I agree with you. As far as I know, such systems are still not very popular in my country, although I have seen something similar in car sharing and mobile banking. I also googled information about how identity verification works and found the services of Kvalifika https://www.kvalifika.com/blog/liveness-a-new-concept-in-privacy-law-which-should-be-adopted . If you are looking for a similar verification system for your business, then I advise you to look at the services of this company.