😅Huge congratulations to me💐🎊!

Now moving to another question!
"Borrowing" is a word that meets all the criteria:

• It is a 9-letter word.
• It can be mine, yours, or someone else's - anyone can borrow something from someone else.
• It is more than facts - borrowing involves taking something, usually with the intention of returning it later.
• We need permission to borrow something from someone else, or to borrow money from a bank or other lending institution.

In reference @patjewell