Honorable @sergeyk sir,,
I really enjoyed reading your post because I got to know about a new thing in it which is monobank. Honestly I never heard of such a thing before because they are not common in our country. At the start of Monobank you had to drive around 50 km which was really tough. And you have already renewed your card several times but the film of the current card is also damaged which may really cause you a lot of trouble. Although I have no idea about manobank and these cards. However, from what I understand from reading your post, I think you would be better off getting a new card now.