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Thanks AG! I do love @deirdyweirdy's additions. I am dying to know at least one of your phobias. Please tell. : )

OK...here's the worst. Actually crippling: a fear of cliffs. It's quite specific. Makes travel by auto difficult. I have to map the route (actually visualize Google maps in satellite version) and make sure there are no sheer cliffs along the way. Hard on anyone in the car with me, because if we should make a mistake and end up on a 'cliff road', I behave very, very, badly.
Fortunately, Long Island is extremely flat :))

I know all too well about behaving badly in situations like that. I refuse to drive over a bridge and I have been a passenger in a car when someone else was driving over a bridge. I had a panic attack and some people were shocked at my behavior. Others will not understand unless they have walked in our shoes. Such is life for those of us who suffer with phobias. Avoidance is key for both of us.

Wow! That is the first time in my life anyone completely understood exactly what I experience. I've got the bridge thing down Ok, as long as I don't look down. But cliffs, forget it. Ingrained. I've tried everything. Doesn't work. Just a horror. Well, friend in phobic reactions. Nice to meet you :))