It's a bit like in a relationship where one party says, "but you said you would love me forever," and the other party says, "I know I did and I meant it when I said it, but I just don't feel that way any more." I mean, you can keep on insisting and have two unhappy parties or you could say, "you know what? Let's call it a day. I know we'll both be financially worse off for a time, but eventually it'll get better and we can both get on with having a better time."

Not sure whether JS would be worse off but why not? It would be a lesson learned the way we all learn them.