Great presentation.
The issue of financial independence and planning towards retirement are two things we need to take seriously especially in our youthful ages. I've encountered many people in their old age whose major regret was not to look for other avenues of earning income besides the government work they were doing. Now, they're retired and basic life needs seem to be a big challenge in their lives. This shouldn't be the story of anyone reading this. Step up from your bed each day to make an investment into your life, an investment that will pay you off when you most need it.