A MORTGAGE CROWDFUNDING PLATFORM
We’re building a blockchain-based, peer-to-peer mortgage lending platform
SS
DAYS
OO
HOURS
OO
MINUTES
NN
SECONDS
Homelend score on Foundico.com HOMELEND TrackICO rating Homelend ICO rating
Join Us
to disrupt a $31 trillion global market
https://homelend.io/#

Today's Mortgage Lending Industry
Mortgage Loans Are at the Core of Society
Having a home is one of the basic human needs - a need most people are only able to afford by taking out a mortgage loan from the bank. In the U.S. alone, more than 8 million mortgage loans are granted every year.

An Archaic $31 Trillion Industry Yearning for Disruption
The U.S. mortgage market is valued at $14 trillion, and the global market is expected to reach $31 trillion by the end of 2018. Yet, despite how central this market is both socially and economically, the traditional mortgage lending system remains incredibly primitive.

The system relies on lengthy and complex paper-based processes involving various intermediaries—processes that are laden with inefficiencies and overhead costs for both borrowers and lenders. Moreover, mortgage loans are largely unattainable for the new generation of young borrowers, excluding millions of creditworthy individuals from obtaining home loans due to outdated assessment criteria.

Homelend Mortgage Crowdfunding Platform
We Are Developing a Decentralized, Peer-To-Peer Mortgage Lending Platform Serving Two Purposes

1. Modernizing the age-old mortgage lending system in order to make it efficient, cost-effective and customercentric.

2. Expanding home ownership opportunities for a new generation of borrowers, meeting their distinct lifestyle and needs.

How does it work?
By leveraging distributed ledger technology (DLT) and smart contracts, Homelend brings together individual borrowers and lenders on an end-to-end platform that streamlines and automates the entire mortgage origination process.

CLICK 2 PLAY

The Homelend Advantage

From manual & lengthy, to
Streamlined & Efficient
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.

From Ambiguous & Clunky to
Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.

From Costly Intermediation to
Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.

From Vulnerable & Unreliable to
Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way
The Homelend Token (HMD)
The HMD token is the fuel powering the Homelend peer-to-peer lending platform. It's main functionality is to grant access to the Homelend platform.

This utility token also plays an instrumental role in enabling a fast, smooth and user-friendly workflow that is unified and secure.

All tokens can be converted to and from HMD.

Timetable
Pre-Sale.......................March 1, 2018
Crowdsale.................TBD
Closure........................TBD

Specifications
Symbol.............................HMD
Total Supply................250,000,000
Standard........................ERC-20
Face Value....................1 ETH= 1,600 HMD
Accepted Currencies...BTC, ETH, USD
Softcap.............................US$ 5,000,000
Hardcap...........................US$ 30,000,000
Bonuses (ETH/HMD)

Week 1................................20%
Week 2...............................15%
Week 3................................10%
Week 4 and After.......0%
Token Allocation

Web: https://homelend.io
Whitepaper: https://homelend.io/files/Whitepaper.pdf

Link profil: https://bitcointalk.org/index.php?action=profile;u=1354905
Eth:0x3e6a8019967E9A9c451020B98D5D49F91de92b14