Thanks for your research. I had a negative experience with Polybius because i could not withdraw from my wallet. This could not really have been a problem for me if support fixed this right away. I was ignored for a week by two 'support members' after multiple messages, then after i contacted an admin from telegram somebody got on to it and fixed it two weeks later. Now i'm out for Polybius. I have to same opion as you with MetalPay... feels like you had to go in early and could also not get to confidence with the 'product'. Your article was the last push i needed to dive into Bankera now. The spectrocoin registration, helpdesk and transfer were all good when buying Bankera. Upvoted and thanks.