Crypterium - Digital Cryptobank. ICO

Good afternoon, readers. Today we will talk about an interesting project:

https://crypterium.io/
The global demand for payments in the rhythm of online continues to grow every day in such a way that soon, it will be a reality that cash will disappear altogether. The number of non-cash transactions grows at an unrealistic rate, and already becomes more than 430 billion.
With the introduction of the first digital currency Bitcoin, which created an innovative blockchain system, the clear advantage of the crypto currency over the traditional fiat currencies was determined.
Now the transaction between people from different countries can still take several days. Using crypto currency, such operations can be done in a matter of seconds, they are safer and do not incur a large financial burden on the commission.

Crypterium - contactless Cryptobank for all

Cryptobank is a completely new kind of bank that provides the same type of services as a traditional bank, but it also contains a number of other innovative functions for managing and conducting operations with crypto currency and tokens. Cryptobank provides infrastructure for payment of services; the connection between the cryptomir and the world of fiat currency, which opens the possibility for users to pay for the cryptoasset, and the merchant to transfer funds for services such as telephone, utilities, fines, loans, taxes, the Internet, etc. Simply put, crypto-bank allows to conduct crypto currency in real world.

The main purpose of digital wallets is the transfer and storage of crypto currency; as a savings account, or the transition from one encrypted purse to another. Cryptpium Cryptpank offers much more than a simple crypto-currency purse. In addition to the ability to use digital wallet assets, despite the exchange of crypto2fiat, it provides a wide range of additional important banking and financial services, such as currency assets exchange, lending, cross-border payments and acquisition services (the possibility for the merchant to receive a different payment than cash). A crypto-currency bank provides access for developers to its own crypto-processing infrastructure through the open platform OpenAPI.

Mobile Cryptobank forms the infrastructure of crypto-locations.
Merchants transfer money for money, even if payment occurred in the crypto currency.
Ready-to-use functionality for e-commerce platforms and site developers.
Low commission - only 0.5%.
Built-in internal exchange, marketing platform and solutions for automatic loyalty programs.
Integration with the main software for POS: R-keeper, Inpass, Cegid, Amber.
18 unique solutions for each of the retail trade and services:
SMB, street retail, HoReCa, e-commerce, transportation, vending, parking and many others.

Crediting Crypterium in cryptobank presents an approach that became possible only with the current trends of this development.

The structure of the credit system of Cryptobank is built on the basis of the block system.
Customer receives credit in CRED tokens. Afterwards, he converts the loan into a currency of his choice at Crypterium. At the end of the crediting period, the borrower must pay off the debt.

The credit gap (CRED) provides an opportunity to present a full banking technology for the customer based on the block chain.

1. Credit
   The customer receives a credit limit from Crypterium, CRED, backed by a smart contract that takes into account the client's unique credit rating and applies specific interest rates and conditions (which can request or exclude a pledge).
2. Exchange
   Afterwards, the client converts the loan into a currency of his choice at a special currency exchange. This is done without problems inside the Crypterium at the request of the customer.
3. 100% satisfaction guarantee
   Liquidity guaranteed by Crypterium will lead to a decrease in volatility and adjustment of interest rates. The loan itself can also be tracked to the world currency index to avoid sudden fluctuations.
4. Redemption
   At the end of the credit period, the borrower undertakes to repay the CRED, including the interest rate, by purchasing a currency from the CRED currency exchange.
5. Payback
   Having fulfilled its obligations to repay the loan and amending its credit rating for further requests for loans.
6. The need
   The cryptography cycle for correction and return again creates an inherent need for services based on Crypterium and, ultimately, increased demand for CRED.
   Credit gap CRED is a new standard of cryptocontent, based on a block chain.

Crypterium OpenAPI

The banking platform allows solution developers to use Cryptobank infrastructure for their own changes in applications.
A modular structure that will provide easy activation for various software products.
Advanced payment and processing technologies that have been tested for three years.
Unified AppStore for retail crypto-currency solutions with the audience of Crypterium products
Basic functionality for early development and debugging software.
The ability to implement the developed software and services on the centralized infrastructure of the Crypterium server.

Token in transactions Crypterium

0.5% of each transaction in CRPT tokens is permanently "burned" during the procedure. The "combustion process" is decentrally regulated by smart contracts. 0.5% will be calculated on the basis of the current exchange rate.
The CRPT outputs released during the ICO are the only tokens that will be produced by Crypterium. After the ICO, the CRPT tokens will not be issued.
Purchase of chips during the ICO is carried out at a fixed price of 1 CRPT = 0.0001 BTC. Users who do not have tokens will need to buy CRPT tokens from token owners in order to use the Crypterium capabilities for the end banks. Crypterium is aimed at ensuring that on exchanges after the ICO, there is support and expansion of the user base.
Up to 30% of the transaction income of Crypterium is a monthly loyalty program that aims to encourage users to make more transactions through Crypterium, and to encourage especially active users. The loyalty award is made in CRPT tokens, which Crypterium purchases from public and private exchanges based on the current exchange rate at the time of purchase.
The total income of Crypterium for the month was $ 5,000,000, of which $ 1,500,000 million was spent on the purchase of tokens and the filling of the cashback fund.
Distribution will occur as follows: imagine that in the platinum group of 1000 holders of tokens, who have made transactions for only $ 1 million. At the same time, one of the bidders made transactions worth $ 10,000 thousand, which is 1% of the total volume of transactions of the group. This means that he will receive 1% of the volume of the token fund in CRPT tokens, which in dollar terms will amount to $ 7,500. This is a good motivation for the commission of advanced operations.
The deadline for the sale of the tokens will be 75 days, with the possibility of automatic early completion upon reaching the ICO's final goals, to be launched on October 31, 2017.
The ultimate goal: 47 000 000 USD. Extended goals after the start of the ICO will be impossible.
Number of issued tokens: 300,000,000.
The minimum amount to buy a token during the sale of the token is only 1 CRPT token.
After the ICO, all unsold and unallocated tokens will be destroyed, and the issue of tokens will not be possible additionally.
Protected ways to buy tokens: bitcoin (WTC), Ethereum (ETH), fiat payments.
The uniqueness of the CRPT marker is that it is based on demand. Each transaction in a crypto bank generates demand for a token, as part of the funds from the transaction goes to buy on the open market. This ensures a constant liquidity of CRPT tokens.
https://crypterium.io/

Many members of the Crypterium management team are highly professional digital payment specialists who come from the most innovative sectors of Fintech in Europe and spent 10 years developing digital payment and banking solutions. This team is supported by experienced finance professionals, and level C managers who have worked in several different markets and in different countries.
Teaming together, the team raised more than $ 50 million in investments for projects for which they were responsible, including PayQR (the leading independent contactless payment platform in Russia), Workle (a digital sales platform that has more than 1.5 million independent users selling everything from credit cards to security alarms), and the Bonus Club (a digital loyalty program integrated into leading publisher websites).

MVP is almost ready. Soon, you will have public access to the application. At the moment, it is in the process of internal testing and debugging.
Crypterium is registered under the legislation of the EU, its headquarters are in Tallinn, Estonia. Compliance with European standards and standards is subject to a better audit of market practices, ensuring transparency and absolute reporting of all Crypterium activities, including the full publication of the company's statements.
It is not ruled out that all crypt currencies can be immediately transferred to the local currency fiat anywhere in the world where payment without money through the contactless payment terminal is possible and, in turn, can be used.

Website https://crypterium.io/
Whitepapper https://crypterium.io/wp/index.html?v=0.69
Twitter https://twitter.com/crypterium
Bitcointalk https://bitcointalk.org/index.php?topic=2318931.0
Medium https://medium.com/@crypterium_io
Telegram https://t.me/crypterium
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My ETH - 0x2641B9857A0a37dA604B07C38bA1bf0Df24bBde0
vladislav.o
My Bitcointalk - https://bitcointalk.org/index.php?action=profile;u=1121604