Personal responsibility is the only way to fix any problems. Especially complex problems of the future whatever they may be — exactly!

For example, nobody designs, except by accident, programs and hardware in a centralized fashion, but goes for decentralized, self timed message passing! And unlike in nature programmers and engineers have complete control over the materials which they form and with which they operate.

Yet most institutional actors dedicate themselves, first of all, exclusively, to the hammer of centralized, bureaucratic entities. So they try to find plausible missions for such centralized, bureaucratic entities. — Why?

There's just no easy money for organizers in decentralized solutions — precisely because these solutions are so decentralized. Only after deciding that centralized solutions are the answer to everything and anything that may have an answer do most past, present, and future big operators look for particular problems to solve.

And the result is what? They gravitate towards nails of all the same kind, — nails which to the representative consumer who's busy, poorly educated, and therefore doesn't think very much and doesn't like thinking, appear plausibly to require centralized solutions. — And the unorganized majority does not object. They remain unorganized — a mass — not a majority — when things start to move. So things move (the wrong things move), the big operators collect, nothing really changes (other than for the worse), and more prospective big operators see opportunity to do more of the same.

Meanwhile centralized institutions, basically harmful except when useful by bizarre accident, accumulate and accumulate and accumulate.

(Ultimately the only majorities are organized minorities. Not easy to organize a larger than certain size group of people — especially those who're busy and already accept premises hand wavingly thrown their way by their prospective opponents should they ever organize.)

This is one lens through which to look at some of the proposals thrown around in politics and even in industry.