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They had nearly 8 years to work on their version, That means they had 10 years. When I realized that we are too far in debt, I didn't wait until I had enough money to fix it all to start putting together a plan and starting to work towards getting it fixed. Democrats also did not change college tuition, though it is the Governments fault that they are having to back so many trillions in student loan debt. If they would not lend nearly unlimited funds for schools, people would have to make better choices and go to more affordable schools. But heck, if the Government makes it more "Affordable" (truly they make college more accessible, but much less affordable) through giving student loans and student aid etc., then why not go to that more expensive school? That is a problem and should be shut down immediately. Limit lending for Bachelors degrees to whatever public colleges in the state average, or even the most expensive public college, and force private to compete or lose their students. The same is happening with housing, stop lending unlimited funds and housing prices will slow down their growth.

note: I didn't say 'obama administration' I said 'democrats'.
some of the problems we have go back to FDR.

That I will have to take your word on. I don't have enough research to understand all the political moves from back then. I do know that Bill Clinton put limits on welfare, so that was one good thing I can say for democrats. While I am a republican, I will always praise the good and bad of both parties as I see them. I will admit, I do not love politics, so I will not go back and read and research who did what to get us where we are, but I will pay attention to who is doing what now.

does it really matter who did what?
I doubt you could find out anyway.
the news media lies...the history is written based on those lies.
the general accounting orifice cooks the books.
everything about government is based on deception.
do you really want to spend the rest of your life digging and cross correlating?

best to what we can do now to make things better.
the best thing we can do is to do our best to reduce the size and power of government.
All human progress has occured in spite of government rather than because of it.