Thank you for your comment. Just to make a note on your guarantees on positive returns. If you do some research and own critical thinking, you might find out that our current monetary and banking system is a bit "strange". And the numbers on your bank account aren't really worth anything. In that point of view its very risky to invest in Stock Exchanges. That in mind i wanted to post that I have made the decision to hold some value outside the traditional banking and monetary system. Its probably the safest investment you can make.