pretty much! But I had help from family and friends. If I didn't have them I might have suicided myself which happens more then we realize. In any case, when we are comfortable we just don't care. In terms of living somehwere else, well North America is still in a sweet spot.. but I fear that is ending sooner rather than later. So I don't fault you for being comfortable. I would be the same if it weren't me. I would be like "ohh that sucks", and just move on. I am in a better place now, but now I know the wiser and see that which I didn't see before.