Agreed. However for some, they cannot or don't allow themselves to feel they are deserving due to their up bringing especially around money. They think and feel money is evil, or it's not easy to have more of it and are in a permanent situation of lack.

What we fear most is more of what we draw onto us. For such people, even if they come into huge amount of money they will do all they can to drive it away unconsciously. Upvoted!