I totally concur with you that investment is just the best thing one can ever make do with his cash. I'm going to relate this to a particular book I read titled "Rich Dad, Poor dad". You might have millions of dollars in your hand and if you don't know how to invest it, then I can certainly say you are a "poor dad" because your future is not guaranteed without investment and if someone else who has just a hundred dollars invest it very well, then he's quite good as being rich.
Investment is the key to a brighter future.

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