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Thanks, @enjoywithtroy. I feel like my 40s are creeping up fast. I definitely didn't start realizing how to manage my life until my 30s, and I still have a lot of work to do!

The sudden and recent death of my sweetheart and girlfriend of 4 years, Marcia has provided me a new perspective and wisdom though her life and death. Sometimes wisdom can be cruel but beautiful in a spiritual way. Blessings.

Wow. I'm so sorry to hear that. I'm definitely not ready to face anything like that. Keep your head up (as you seem to be doing).