The question is: do the papers make you smart and clever? I know many people who graduated but they are in debt, can't find good job or don't know how to make money work for them... Finding love is something different so I'm not going to mention it here. Experience and way you get and use you knowledge is the key, not a "paper"... Diploma can make some things easier but won't make them instead of you!
Greetings and upvote for you ;)