i know people in my life who earn a lot and spend more than they earn and are very entitled. Not going to lie man I waste a lot of money but I learned the value the hard way.

my car got towed one time cause I was being careless and I lost $405 just to get it back. I could've avoided it by parking somewhere else like a block or two away but I was being dumb. I also broke my playstation controller cause i got gamer's rage but man they cost about $40 to replace it and I bought a few.

from what I'm reading it sounds like when people get paid they first spend it on what they want and not should be paid (bills/insurance/etc.)

I dont got money to invest but I got time. hopefully in the future i got money and time to invest. hope this platform gives us a good overall return