I agree, that HIPAA law is a factor. More or less I was thinking maybe tokens for health insurance where its still the same but people invest in their healthcare via blockchain investing. Its a long shot though, way the government is, I highly doubt they would easily give up control on systems they like to manipulate on citizens. In the end though its hard, I remember my grandmother, sweet gentle soul....worked her whole life but at the end she got lung cancer and literally lost everything through her battle to survive it. She lost her home, had to get a rent while she was in treatment and then the insurance dried up on here to continue the treatments. So virtually they robbed her of the little quality of life she had left just trying to battle the cancer, that is just immoral and wrong to do to people that spend their whole lives defending the system that does this to them in the end. I believe my dad will make it through this, its a bit unnerving how bad their finances are getting dragged down with this on him but I am also here trying to work hard and giving them what I can spare, just sometimes too much on a person and glad I told Barry a little more deeply about what is going on, he kind of made me realize its okay to ask for help but normally I am the type to try to never unless I just know its out of my league to handle like this one is. I really appreciate the help and support through this, and the wise words on healthcare, view this area the same way...needs to be changed