You must learn in life to always spread your friend list on a table and blow off the chaffs from the list, and also do the same with your goals.
You don't walk into a challenge simply because challenges you overcome make you stronger. Life is never meant to be always difficult and never to be always easy. Face it hard when it comes hard at you and sail with ease when it comes easy at you.
Don't sell your assets to acquire liabilities and don't throw away your liabilities when you don't have assets. Grow your liabilities to become your assets. Discover and explore the essence of everything around you.
Don't say money is not a problem when you still work at least 8 hours a day only to wait for the end of the month to be rewarded. Don't say money is not a problem when you are still an errand boy/girl for a naira bill. Until you have a structure that commands money, it will always be a problem.
When you know your size you don't go ahead trying on a cloth that you already know will not fit. Not every risk is an investment, some are divestments.