Lol, it's not stupidity!
Steemit is pretty complex as far as the internal workings go and just understanding the blockchain technology as a whole.
It all goes back to that saying..
"If you judge a fish's intelligence by it's ability to fly, it will live it's whole life believing it is stupid." or something along those lines.. lol

Just because you don't get something that's pretty complex, doesn't make you stupid! <3