Keep digging, read Creature from Jekyll Island: The History of the Fed, as @ademt recommended and research fraudulent mortgages. Mortgages are not what we think they are. Banks are not allowed to loan out their deposits so where do you think the funds for mortgages and loans comes from? It is created by the signature of the person taking the "loan". The banks have created a very clever plan to get everyone hooked on debt based money. Ken Dost of Oregon, and Anna von Reitz of Alaska can explain it much better than I can.