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Well said , bro! So "average joe and his joeline " of course will experience the same misery / cycle of (finance related) suffering again and again.

Good that we don' t belong to those dull guys ;)

That's why the more people that knows about this, the better. But many sadly does not learn until it's way too late and very hard to get out of this kind of debts.

I 'm so lucky, that I got about 10 Years ago an hint to Robert Kiyosaki 's books and vids ...

Ratrace goodbye ! :)