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RE: The banks create money out of thin air
No, I definitely not think it will be easy. Absolutely not, but nothing last forever and I don't see how current system can survive, but maybe it will. Too me it's a system that enslave people. Money are produced out thin air and lend out with interest applied. We've lived in this system for so long and nobody knows anything better. We got so used to it and it will probably be painful to let go of it. We'll see.
I believe that people that has the biggest potential to survive a crash of the system, which I think it will sooner or later are the ones who help each other. Humanity have survived many crisis before and it's often the ones who has cooperated who's survived.