Its likely some algo will figure it out in the future. Maybe its something like what Maker DAO is trying to do. The problem is though investors don't wanna invest in cash. If there was a crypto that was stable its not a good investment for returns. This is why the swings up and down is actually beneficial longterm for self evolving growth of the entire eco-system. Once we get past $5 trillion or so in market cap it should start to stablize where the swings are 10-20% a year and not 200%. Bad news for Investors though since stablization means lower returns and overall less innovation due to lower speculation capital.