How to diversify your income so you can Retire by 35.

When you're in your twenties, that beer and that bikini on all those college girls look pretty awesome. What will suck though is that in ten years, there's a strong chance these girls will be with guys that are twenty years past your current age, WILLINGLY. Call them gold diggers or whatever name you want, the truth is every person wants and needs stability. Working a 40 hour work week and waiting for your social security income to come to your rescue is like operating on a fatal wound. Do yourself a favor and think about sipping margaritas by the beach from 30-75 as opposed to doing that from 21-28 and then having to work from 29-65.

Take 10 percent of your income and stash it away from the very first job you take up. After a year, open an AmeriTrade or E-Trade account. Find yourself a reliable investment advisor. Speak to your financial advisor and set yourself a solid, steady portfolio. Each year, speak to your advisor and add onto your portfolio.

In your late twenties, buy cheap property. Rent the place out and save the remaining money. Work on your vocabulary. Learn to present ideas, argue your points and parse data into human language. You WILL DEFINITELY have a career in marketing and/or finance by doing so. A sharp vocabulary with a positive attitude can land you very solid jobs. Hold onto the job and invest in a 401k.

By the time you are 32, take out the funds you've invested from all sources. Invest your saved funds from 401k, yearly savings and stocks returns into vacation homes down south. Learn the area, hire a property manager and manage your money wisely.

With about 6,000/month doing NOTHING, you an happily retire before you have your first kid!![download.jpg]