Great info @goldmatters. I think that I mentioned in one of my previous Mene Jewelry posts, that many coin dealers will gladly do a layaway plan for collector coins, but never for gold bullion.
The reason is, the item might very well be worth much more when it ships out to you, than it's original cost!

Mene offers a lifetime buyback guarantee of 90% of the metal value. Do you think that gold might go up 10% in 9 months? I do. We have seen swings like that in a matter of days.

Using the Harvest Plan, you could already be showing a true profit upon receipt of your Mene 24k Gold Jewelry!

I am already halfway there in just 2 weeks, (5.16%) with my Mene 24k Platinum Jewelry purchase!