Luck is a product of hard work.
Luck is always excluded when accounting for one's success. Society tends to have a negative bias towards people that purely get lucky in possessing wealth especially inheritance. They tend to forget that even in hard work, it's luck that gets you through. Luck and hard work move hand in hand to result into success; luck being the product of hard work.
Deciding to believe in luck alone to give you success is more like a lottery which has high chances of losing than winning. It's a deadly way to play and can result in a long miserable life. Preparing for luck though gives you the added advantage to hit the lottery. And there is only one way to prepare for it, which is through hard work. More opportunities of luck are created when you open yourself up to them giving you a better chance of claiming victory on one of the opportunities. Use your efforts to get lucky in life.