I had heard about the LL Bean policy getting nixed. I've never shopped there but why offer something like that if you can't actually take advantage of it. I used to be a big advocate of the best buy geeksquad warranty as well because my hard drive crashed on my pc and I was able to get a new one free of charge. I've also purchased a smart watch and with no questions asked was able to get a new one just by telling them the battery wouldn't hold a charge. However, now its getting a lot harder to actually use the warranties they offer because of people who take advantage of the system. Great post! I upvoted!