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RE: Everything you need to know about potential payouts and flagging (for new users)
I think your post is very straightforward and helpful.
I would add one last thing to in order to round it out and make it more personable.
If every whale had access to a large amount of emotional intelligence, I think the system would function much better. For example, reducing rewards for someone who just lost their job and who has never trended before with a high payout would have a much higher collateral damage rating than reducing rewards for someone who is currently being well paid and always trends. The additional element of emotional intelligence can make a huge difference in a platform that at its root is SOCIAL.
Hopefully in situations like that, the community/ whales can counter a single bad vote from one whale. In most cases, it only takes one whale to undo whatever action another whale did that the community disagrees with.