I'm definitely in sync with pretty much everything that you have listed there. Sadly, most of those things (not all...) are things that have deferred costs/benefits... and we all know that humans as a group seem to prefer to kill the golden goose and kick the can down the road. That said, some countries have a better social safety net than others... I just hope fewer countries take the path that the United States has in some of these areas... in the misguided pursuit of choice and freedom at all costs!