As criptos jamais conseguirão a adoção em massa, a não ser que as stablecoins ganhem proeminência
Eu estive pensando sobre um dos maiores fracassos até agora de todas as criptomoedas, que é a incapacidade de conquistar o público geral e ser adotado em massa no dia a dia das pessoas.
E porque isso? A minha conclusão é simples: porque as criptomoedas não priorizaram isso. Viraram principalmente instrumentos de especulação braba, com volatilidades monstruosas e assustadoras.
Essas volatilidades são ótimas para especuladores e manipuladores do mercado, mas são terríeveis para quem apenas quer ter uma moeda digital prática e está vel que possa ser usada no dia a dia como todas as outras.
Ora, se até moedas fiat que tem grande volatilidade acabam não servindo pra mais nada, porque achar que a coisa seria diferente com as criptos?
Mas nem tudo está perdido. Ultimamente tem havido uma ebulição e explosão das ditas “stablecoins”. Essas stablecoins se destacam justamente por de alguma forma buscarem garantir algum nível aceitável de estabilidade no seu valor, tornando-as bem mais propensas à adoção em massa, inclusive para comércio de mercadorias.
No início existiam apenas meia dúzia dessas moedas, e todas com credibilidade bastante duvidosa. Porém nos últimos 2 anos surgiram várias outras, e hoje já existem mais de 60 delas. E nada indica que as coisas vão parar por aqui.
Uma competição feroz entre elas começará a se travar pra ver quem será “a bitcoin das stablecoins”. E quando essa moeda destacada surgir, vão explodir vários sites de venda de mercadorias online, bem como várias lojas físicas vendendo produtos cotando seus preços nessa nova moeda. E aí a vingança das criptos estará completa.
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