I am kicking myself for not getting into Ripple when it was about $.03. I waited too long and in a few weeks it went to $.34. I check it every day in hopes that it will drop so I can get in at a better price but the lowest I have seen it at recently at was about $.24. Once again, I waited too long and now it is back up to $.33. After reading this post, I think I need to jump in ASAP before it is really too late!