Ripple has demonstrated also that it will issue as many units of itself as it feels like, even if they are "locking up" excess shares for a temporary time.
I'm wary of a digital crypto currency that emulates the fiat world -- haven't we learned enough from their mistakes? Apparently not.
Agreed. This is definitely a good argument and something cryptos should consider. The other factor I think a lot of people are not thinking about is security. Yes, the xrp platform is secure but is an instant transfer going to pass the test of security standards in Europe and the United States?