This is a very generous gesture of you @neoxian. I just hope people don't too soon forget the lesson that many seem to repeatedly succumb to, over and over again...

If something seems "to good to be true", it probably is.

No "bank" can "guarantee" such outrageous "risk-free" returns, and those that do are inevitably some sort of ponzi scheme, upon which it's only a matter of time before investors face their "comeuppance" for falling for it.

And with the rare exception of your graciousness in this case, there is often little or no recourse to bail anyone out.