This is a very extensive and valuable article. So glad its on the blockchain because my favorite part of this article is as you say "Your opinions may vary. These are mine. Mine are probably better, unless you are one of the very few people on Earth who has been doing this longer or harder than I have." and now I know where it is so I can reference it again some time.

This piece could be very valuable to a lot of people for time to come.

Thanks for the contribution to the blockchain.