Using SteemIt as a savings account would mean I would take a longer term view of wanting to know how to best preserve the platform. I frequently cite the phrase, "The turtle wins the race," when posting comments on people's money posts, or where they are asking questions.

The things about cryptos is that they attract short-term speculators like flies to $#!t. Really, I think that it is "much ado, about nothing" - because whether you take short term profits or hang onto your tokens for the long-term - both sets of people are going to lose and make money, based upon sound investing strategies. Namely, when to take profits - and when not to. When to buy more of something, and when not to. Overall, cryptos are going to be booming this next decade - IMHO. Blockchain is a complete game-changer for worldwide currency & transactions. It's here to stay. Short-term speculators and long-term holders are also here to stay. One group should recognize the existence of the other type of crypto-buyer, and learn how best to deal with them - because it takes all types to make the world go around.

Every big social media platform is forced to deal with the phenomenon of internet trolls. They come with the territory. Blockchains like SteemIt have whales and voters to determine our future course. It would seem that any Hard Forks could be problematic - in that they sometimes seem to produce unintended consequences. This is a question and problem for mature code-writers to deal with, ultimately. The community can talk all day about what they think they would like in a hard fork - but actually programming it & achieving the intended results... well, that's a bit more problematic - I would think.