Time and hobby money bought most of my Steem for less than 20 cents, so it was certainly better than sitting on most cryptos, however, it is time to sell. I'm Canadian too, so putting some funds in crypto (US denominated) didn't hit me as hard as it would have as buying many Canadian stocks. My advice to anyone is not to ever put more than 5-10% of one's liquid net worth into cryptocurrencies. This stuff is all heavily manipulated