@lukestokes , this was my feedback below. Please let me know if I understood correct?.

@clayop this seems a good idea, the only thing I see is that this will motivate people to place Steem on the savings account (rebranded), but that will be stack there for only 3 days, and in this way we loose the amount of people or percentage that are powering up for 13 weeks. Are you proposing this as a rebalance, some people may choose to have SP for influence in the community and some others on savings as investment?

By the way, did you have the chance to check Chapter 9, and review your mention on it?

Chapter 9 of 11: The Art of Giving Value - Learning from Experts of Specific Topics on Steemit
https://steemit.com/steemit/@gold84/chapter-9-of-11-the-art-of-giving-value-learning-from-experts-of-specific-topics-on-steemit-this-is-part-9-of-11-chapters-full

Regards, @gold84