Looking forward to the more upfront and understandable system and way to track where you actually stand.

I have seen that even something like @SteemMonsters can be a good example of programmers creating things that use the block chain. While it's still relatively still small it does do thousands of extra transactions a day which will scale as the user base scales. Pack creation, merging, trading etc

Now the introduction of Steemmonsters market adds a transaction for each LISTING and then each BUY and numbers of wallet type transactions is going way up for many users.

Now imagine lots of games, programs even similar markets doing similar things.
Glad you're looking at this issue now.