Exactly, good comment.

Currently there is no competition or not something anywhere close. At least not for the next 2-3 years. The market for this is huge. There is so much land grab you can do right now. Just have to look at the amount of users just Facebook has. Looking at prices is a waste of time. Unless someone plans to live their future life with Fiat. But that is not where things are heading in the future. So the Fiat price won't matter.

Just as you state most people will never be bloggers. They are more passive. But they still in the future will love when they get used to it the ability to send value in 3 seconds and especially the no fees part. But again the adoption to these new platforms will take years. I think competition surely will help boost up the vision side since it's just human nature to grow lazy when you have nothing pushing against you. The DNA see no reason to invest or expand energy.