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Hi @photoquest - It's a similar structure to any other bank, they create loans, receive interest, have debt offerings. We don't have much background on that though (being designers ourselves) you can learn more here.

Thank you.. that was a great response

No problem! Our goal with this talk was to open them up to alternative resources (like Steem) that could help the communities they operate in. Being one of the biggest financial institutions in the world, a "conversion" into cryptocurrency is quite a tall order. But they were very receptive and motivated to continue the conversation.