Businesses shouldn't use Steem for business transactions. The Steem blockchain has three assets. The one most appropriate for commerce is the Steem Dollar. Thanks I think in part to the U.S. Federal Reserve, the Steem Dollar has kept near parity with the Canadian dollar for the last few years. It is three times over parity now, but we have seen that before. It is temporary.

The Steem dollar is not a very good stable coin because its not very stable. Now that we can accept USDT in our Steem Wallets, perhaps we should use that instead?