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RE: Is 200,000 Steem all anyone will need?
Isn't that the point? If you earn and hold Steem Power before people rush onto the platform due to FOMO then you might be able to retire from it. 200,000 Steem Power is actually a lot and not everyone can even earn 100,000 though.
Maybe that is the game? To win you have to earn 100,000 SP before Steem blows up and the price of Steem gets too high?
This sounds like an accurate description of a lot of investing, actually.