GOLDMONEY AND MENE- CHANGING THE GOLD INDUSTRY .

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This research is about Goldmoney and Mene.
The purpose of this research is to spread the word about goldmoney and mene, so that individuals can empower themselves by protecting their savings through owning small or large amounts of gold previously inaccessible to regular people like me.
Funny enough, I haven’t researched on goldmoney before. This gave me an opportunity to know about goldmoney and more about mene.

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GOLDMONEY
Do you know that Goldmoney is the easiest way to invest in physical gold and silver bullion online? So far, goldmoney had safeguarded nearly $2 billion of assets for clients in 150 countries.
What is goldmoney?
This company is a mission-driven financial technology company that is publicly traded on the Toronto Stock Exchange (TSX:XAU). Therefore, its world’s largest regulated precious metals custodian, investment firm, and payment network.

Goldmoney’s mission is to make physical gold and precious metals accessible to everyone. Goldmoney Holdingis designed to provide clients with the lowest possible prices for dealing and storage while delivering the highest level of security and transparency.

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A Goldmoney Holding is an online account that allows you to securely invest in precious metals owned in your name at insured vaults across seven countries which includes Toronto, New York, jersey and others. It’s holding more secure than traditional accounts at a bank or investment firm, and has lower risks and costs than owning precious metals ETFs.

Features of goldmoney Inc; What you should know about goldmoney?

• ACCOUNT AUDITING: Goldmoney finanicial accounted is usually audited by a big four accounting firm (KPMG).

• LEAST EXPENSIVE: Goldmoney offers the least expensive way to buy, sell, store, and take delivery of physical precious metals.

• INSTITUTIONAL SERVICES: Goldmoney offers institutional services for HWN family offices, corporation, and trusts that provide access to our pricing, execution, and custody technology through an API.

• CUSTOMER SERVICE: Customers can be reached through phone, live chat, email, and secure message directly from your holding. Gold money clients could also be attended to at the branch locations.
  
  
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• BANKING SERVICES: Goldmoney Mastercard® Prepaid card are Minted from 18K gold or silver, our metal cards are meticulously hand crafted. It can be requested in either metal or plastic, and is available exclusively to Goldmoney clients. Goldmoney also provides free gold transfers and business tools for earning in gold.

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• MOBILE APPLICATION: Goldmoney possesses a mobile application, where you can access to all dashboard features and functions, enabling you to manage your holding and buy, sell, exchange, and redeem precious bullion through an easy-to-use and highly secure interface. The app also allows clients to validate payments, gold bar delivery requests, and fund transfers going out of their Holding before completing the authorisation of the transaction online.
  The features of the mobile app includes; Goldmoney Holding access and management, Goldmoney Mastercard, Prepaid card request and activation, Secure 100%-reserved and allocated precious metals deposits (gold, silver, platinum, and palladium) in choice of vaults, Precious metal buy, sell, and exchange and Client contact with personal Relationship Manager.
  
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• POSSESSION OF ROBUST SECURE AND INSURED STORAGE: For 16 years, goldmoney has ensured the safety of metals by providing high online security standards, Independent third-party audits and Secure and insured storage. All precious metal held by Goldmoney clients is fully allocated. Clients’ precious metals are stored in secure, fully insured vaults in Canada, Hong Kong, Singapore, Switzerland, the U.K., the UAE and the U.S. The vaults are operated by leading professional private vault operators, including: Loomis International (Nasdaq OMX: LOOM), Rhenus Logistics, Brink’s (NYSE: BCO), G4S (LSE: GFS), Malca-Amit, and the Royal Canadian Mint. Also, all Goldmoney holdings are produced by some of the most respected refineries in the world, namely: Valcambi (Switzerland) Metalor Technologies SA (Switzerland) Argor-Heraeus SA (Switzerland) Johnson Matthey Limited (United Kingdom). Goldmoney uses military grade encryption (RSA 4096 and AES 256) to secure personal account and personal information.
  
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• GOLDMONEY HOLDINGS: Goldmoney holdings can be owned by individuals, joint owners, corporations, and trust. Goldmoney operates with the benefit of online access, trading, and the security of fortified vaulting.
  
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• 100% METAL OWNERSHIP (FULLY-RESERVED): You are the absolute owner of your gold, silver, platinum, and palladium.

• BUSINESS PAYROLL – PAY MULTIPLE PAYEES: Use gold for employee payroll and dividends, customer rebates and rewards, and partner and affiliate payouts, so as to save time, make free payments in different currencies, send to thousands of recipients at once, remove global payment barriers and avoid cross-border fees.
  
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• COUNTERPARTY RISK PROTECTION: Goldmoney Holding operates with the convenience of online trading and management; however, a customer is not exposed to the counterparty risk that can arise from bank or broker insolvency, or from the management of a securitized asset.

• METAL QUALITY AND TESTING: The metals sold in goldmoney holdings has a chain of integrity which means that, the metals are of high quality. Goldmoney mitigates the risk that a bar of gold, silver, platinum or palladium does not contain the weight of metal it is said to contain.

• STAMPS OF GOLDMONEY HOLDINGS: *: Stamps marked on goldmoney holdings includes: Fineness, Year of production, Serial number, and Assay stamp of refiner.
  Gold and silver bar specifications:
  
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• ULTRASOUND GOLD BAR TESTING: This ensure that goldmoney bars have the highest metal quality and are free of foreign materials and defects. Once, this is confirmed then, they are approved for storage.

• SET AUTOMATIC (RECURRING) TRANSFERS: One can transfer value by using gold as a payment rail within our closed-loop network. Goldmoney helps one remove friction and set recurring transfers with seamless tools and features.

• *INSTANT METAL TRANSFERS: Gold and other precious metal value are instantly transferred to anyone without charge via their Holding number. The recipient can decide to accept and retain the gold balance for free or choose to sell their metal for one of nine currencies in their Holding, redeem the value to their linked bank account, load a Goldmoney Mastercard® Prepaid card to spend in local currency for a small redemption fee, or take physical delivery.
  
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• PENSION PLANS & RETIREMENT ACCOUNTS: Purchasing a gold item can help one preserve his future wealth and purchasing power. Goldmoney has developed bespoke pension products with our partners in the U.K. and the U.S. that are based on the long-term protection offered by gold and silver.
  
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• GOLDMONEY KIDS: Parents can open flexible Goldmoney Kids account for their children. This helps preserve your money with your kids. No monthly fees and no minimum balance requirements. The Goldmoney Kids account is a safe, simple, and convenient place for children of all ages to learn about true savings. It’s not a bad idea, if you safe some portion of your salary in the flexible Goldmoney Kids account. Easily share the true value in earning and preserving money with your children.
  
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• DEALING RATES & STORAGE FEES: Goldmoney is committed to transparency and always want her clients to know exactly what they are paying when they buy precious metals from her. Goldmoney’s transparent and competitive pricing is one of several reasons clients located in more than 150 countries choose Goldmoney.
  As a client of one of the world’s oldest and largest precious metal investing services, you benefit from the daily liquidity provided by our clients, which results in the most competitive prices for allocated gold, silver, platinum, and palladium.

• Goldmoney Concierge: Goldmoney Concierge provides expert support personalized to each client’s unique preferences. The concierge team is comprised of highly-skilled and knowledgeable specialists immersed in the world of hospitality and travel, who take care of our clients’ needs wherever they may find themselves in the world. Their sevices includes On-demand consultation and arrangements, Dining and nightlife experiences, Health and wellness programs, Gifting and special occasion service, Bespoke experiences and events, Corporate events, Entertainment, Day-to-day services, Superior event management.

The great government behind Goldmoney holdings;
James Turk

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He is the Founder - Lead Director of goldmoney holdings. He founded Goldmoney in 2001 with his son, Geoffrey, and remains an active advisor to Goldmoney by serving as Lead Director of the board.

Roy Sebag:

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She is the Director - Chief Executive Officer. He founded BitGold in 2014 along with Joshua Crumb. He also serves as the Managing Principal of Braavos Capital, Mr. Sebag previously served as founder and portfolio manager of Essentia Equity Ltd. In 2012 Roy Sebag established the Braavos Foundation. Braavos Foundation has supported organizations including: Gordon Parks Foundation, Global Witness, Seeds of Africa Fund, Pencils of Promise, Foundational Questions Institute, and others.

Josh crumb:

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He is a founder of Goldmoney Inc. and currently serves as Chief Strategy Officer, CFO, and Director of the Board. Josh previously worked at Goldman Sachs and Lundin Group of Companies.

Leslie D. Biddle:

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She is the director of Goldmoney Inc. She has worked in at Goldman Sachsa. Prior to joining Goldman Sachs, Ms. Biddle was a Vice President at the AES Corporation. She also served as a Vice President at the Overseas Investment Corporation.
She holds an A.B. from Colby College where she is a member of the Board of Trustees. She is also a member of the Board of Directors of the Empire State Realty Trust (NYSE).

Other team members includes; Mahendra Naik: Director - Chairman Of Audit Committee, Stefan Wieler: Director, Katy Millington: Group General Counsel & Director, Alasdair Macleod: Head Of Research and John Butler: V.P. Head Of Wealth Services.

MENE:

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In June 15, 2017; Goldmoney Inc announces investment in Mene Inc. Mene is a luxury online jewelry venture founded by Roy Sebag in partnership with Diana Widmaier-Picasso who is the great daughter of the popular Picasso.


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Mene manufacture and retail timeless 24k gold jewelry online.
Goldmoney has secured the largest equity investment in Mene after the co-founders. Sebag, the largest shareholder of both Goldmoney and Mene, serves as chief Exective Officer of the venture while Diana Widmaier-Picasso, serves as Chief Artistic Director and Sunjoo Moon serves as the creative Director.

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Mene aims to revive the ancient tradition of jewelry as a store of enduring value and accessible savings. Mene enables customers to buy, sell and exchange jewelry by weight at the prevailing price of gold as quoted on the international bullion markets.

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Mene jewelry is crafted from pure 24 karat gold and platinum. Other karat contains other quantities of Gold but not 100%. 14k- 58%, 18k- 78%, 22k- 92% etc. 24k gold exhibits some characteristics which is unique.
Mene 24k gold is hypoallergenic, antimicrobial and does not decay or tarnish because it’s chemically inert and resists any form of oxidation. Therefore, it will shine for millions of years. Most jewelry in written history are made from 24k gold.
These 22k or 24k gold are seen in the eastern part of the world. Mene is in a mission to revive this ancient tradition in the western part of the world. Most jewelry companies produces gold that is mixed with other metals. This leads to the production of alloys. But, mene jewelry is hallmarked as 100% 24 karat gold and .999 platinum. Because of the quantity of gold mene item contains, its item is easily sold and exchanged as easy it was bought.

Any mene purchase a client makes involves two transactions. The first transaction is the acquisition of a 24k gold or platinum and second is the conversion of that 24k gold or plantium into jewelry. Mene item is priced based on Mene Daily precious metal value and mene fee. The mene value is the time value of the mene item either gold or platinum. This served as a savings for the future.

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Mene fee is roughly 20% of the precious mene item. This is where mene earns from. The 20% comprises of the all designs, manufacturing, shipping and insurance costs. The designs enables customers to easily value, buy back, and exchange any mene piece in the future. The value of gold fluctuates up and down with the daily official value of gold and platinum seen in the international bullions markets.

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There are different methods of payment namely; credit card, bitcoin, paypal, ethereum, bitcoin cash, Litecoin and mene credit. Mene item can be bought back by mene at any time.
The cost of the item is the current real value of the item less a 10% buy back fee which is very low compared to the price of the gold item. It takes 3-5 working days to receive your mene item.
Immediately, you place an order, you receive a mail which confirms your order a confirmation email. When the order is a gift item, the cancellation fee is 5%.

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When shipping a mene item, it’s free within U.S and Canada while when shipping to about 80 international countries such as Argentina, Austrialia, Mexico, UK, etc costs $75.
It takes only 5 days to return a Mene item back to Mene and your account will be credited within three to five days.
The mene item comes with a serial number corresponding to the certificate of authenticity which shows that you just purchased a 24k gold or platinum jewelry. When returning the mene item, it must come along with the certificate of authenticity. In a case, where the certificate of authenticity is unavailable, there is a cost of 5% incurred.

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A case where, a client doesn’t have the complete money to purchase a mene item, the harvest plan is available for him. The harvest plan is a feature provided by mene where clients can make incremental payment for any Mene item of their choice. Harvest plan are available in lengths of 3 months, 6 months and 9 months. Monthly payments are charged to your credit card until the total amount is paid, then the item can be shipped to your shipping address.
Immediately someone signs up with your referral link, you receive $5 and anytime the client make a purchase, both referer and referee will earn a $50 credit purchase of Menē. Here is my referral link; http://Mene.com/invite/gX9qUD. I have registered why don't you register and purchase a mene item so that we both can enjoy the bonuses.

Mene gift card are available in the amounts of $500, $1000, $2500 and $5000 USD.
Mene items are crafted in New York from pure 24 karat gold and platinum mined in U.S Canada. All mene item carries the London market association’s certification. They are sourced from mines located in Nevada and Oantario.

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Mene is very innovative. On February 20, 2018; Mene started a new campaign of GOLDEN RENAISSANCE. The campaign is about discovering an evanescent, captivating, and timeless world of gold. The model Julia Banas is fully adored with 24k mene gold jewelry. She explores the power and radiance of pure gold contrasting with her porcelain complexion.

THE DESIGN TEAM:

To know more about mene simply click here; https://steemit.com/whatintheworldismene/@kandies/my-submission-to-the-contest-what-in-the-world-is-mene
Also, follow @goldmatters and @roy sebag who recently joined steemit.
Finally, visit the website for more details; https://mene.com
To enter this contest by @goldmatters click here.