You may have heard all the recent buzz going on around cryptocurrencies...

Even if you don’t know anything about cryptocurrencies you have probably heard of Bitcoin and whether you understand them or not cryptocurrencies are going to revolutionise money.

I personally believe that some of the people making early investment into cryptocurrencies today will be the billionaires of tomorrow.

The problem is it is not easy for the average person to obtain bitcoins — it is impossible to mine cost-effectively without special equipment and cheap electricity.

Buying it directly can also be problematic, not to mention expensive and in some cases risky (particularly in some countries).

Steem is a form of cryptocurrency network (smart digital money) like Bitcoin. It combines the ability to send/receive money and store information.