I could be liable for giving incorrect advice since I am not a lawyer.

Wait wait wait, it should be the opposite logically. You cannot be sued because you are in fact not a lawyer. This would be logical. If the legal system is saying otherwise then that's very interesting! Because I always wondered how we are tied into a contract with the State?

There's a thing called CAPITIS DIMINUTIO or name in all caps. That's why you are INTELLIGUY0 on your creditcard. It's a fake strawman without any rights. But if they call you and say "are you INTELLIGUY0" and you say "yes" the courts have tricked you into representing this legal fiction! I'm not sure if this is strawman is your incorporated birth certificate, where they made essentially a security out of you, but it's a non-binding contract since you or your parents are not aware, or is your natural person. Details details!