@verto0912 Let's make it simple... I don't want to talk much about Stellar because I'm not familiar with the project, but what I can tell you is that as a crypto-die-hard fan I'm not comfortable with any crypto that helps banksters continue to rape us. I'm not comfortable with a fully premined cryptocurrency and when almost all the tokens are still in the possession of the company, which by definition centralizes the control of that crypto.