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True, but I mean people taking out loans, racking up credit cards, etc. That's just making things worse for them.

hi @finnian awhile back I reached out to you with steemit.chat (panama) - something I still do not know how to navigate - but I never received a reply from you - glad to chat with you here.

Indoctrination

This current debt based monetary system is wrong and sadly children are indoctrinated into it.
While telling everyone to not contract on more debt with credit cards, etc., sounds good, the fundamental problem is fraud and deception - as the system is debt based in a false scarcity economic model, thus too few cash are in circulation (by design) and the national currencies are debt notes too .

Consider the national debts for each country, where the principal will not be repaid, only the interest is paid. Perpetual debt becomes debt bondage
Usury is considered a sin - but it is law today.
And governments have the monopoly on the use of force and creation of (legal tender) money.
Thus, carrying around cash is carrying debt and "citizens" are obligated to pay it in the form of both inflation and taxation.

This video below shows one form of indoctrination:
"With the swipe of a card, you can have it all... It's all about the money, money, money!"

Money is an Agreement


Professor Bernard Lietaer explains this very well as he goes on to emphasize the importance is to remove the monopoly power as the ruling class should not have the power to monopolize money as national currencies...

Your comment has shown me that I should type a post about the fundamentals of money as an agreement.

Steemit.chat is weird. You have to send me a private message, or I may not see what you send. What was your question?

Ha-ha, I find everything connected to steemit "is weird"
@finnian there was no question, I simply introduced myself and told you I been to Panama a few times. I sent both chat in the "room" and a (private) message to you avatar.
My efforts is to navigate the steem connections, I have yet to find where the programmers and executives chat.
The entire application was a cryptic maze as I didn't see a easy-to-use directory and the search bar was useless, I also didn't find a user guide for steemit.chat, besides I am not skilled at using chat apps with many comments scrolling by too fast - gives me a headache. Generally, I stay away from chat apps unless it is more manageable to a collaborative format where we all can communicate in a relaxed manner.

One of these days Steemit proper will have messaging, chat, etc. :)

@finnian Below is a heads up:
At your leisure see these posts, give extra attention to the videos:

My wish is you see the value in sharing this.
Obviously, emotional cryptocurrency enthusiasts who own a lot of bitcoins and ethereum tokens will not be pleased about this, but this is part of amplifying awareness and then starving the beast to free the People on earth.

Some individuals will have to face their own greed.

Yeah, a lot of people are getting carried away, and they don't see the huge potential for abuse. One control system is about to implode, so another control system will be proposed to take it's place.

I wonder who will make the effort to know what a O-SDR, M-SDR, and SDR is - too often only SDR is spoken as if that explains anything when it has 3 distinct roles and functions.

Did you see the videos?
one video had a very creepy msg with subliminals.